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Infinite Toper
Subscription Paln

Fact:

Below you will find a table with the details of the plan and, additionally, somepractical examples of the benefits you can obtain through the Infinite Toper Plan.

Package Infinite Toper
Fee $19
Wallet Bonus Benefits

$10 USD/month for each $ 1.000 USD increase in Average Daily Balance in the User's Ontop Wallet Cap: $50 USD

Cashback Benefits

5% cashback on all purchases up to $200 USD in monthly spending, and after this limit 1% cashback for purchases greater than $200 USD Cap: $50 USD

Card Speding Bonus

$100 USD credit to Ontop Card upon reaching $2.500 USD cumulative spending milestone with the Ontop Card since start of subscription. Once-off Bonus, subject to continuous subscription.

Tax Specialist Services(subject to availability)

1 email and a 30 minute call with tax specialists per month

1 . Suppose Karen is a good saver and joins the Infinite Toper Plan in July.

Ontop Account Management

June

Balance at the beginning of the month: $0 USD

June 1 + $3.000 USD Paycheck.

June 11 - $1.000 USD Withdrawal.

June 21 -$400 USD Ontop card purchase.

  • Balance at the end of the month: $1600 USD

Average wallet balance of June = $2.200 USD

How to calculate the average wallet balance of the month:

( $3.000 Daily balance *10days (from June 1 to July 10)

+ $2.000 USD *10days (from June 11 to June 20)

+ $1.600 USD *10days (from June 21 to June 30)  )

/ 30 days of June = $2.200 USD

Karen started enjoying the Infinite Toper Plan

July

Balance at the beginning of the month: $1.600 USD

July 1 + $3.000 USD Paycheck.

July 11 - $1.000 USD Withdrawal for rent.

July 21 - $500 USD Ontop card purchase.

  • Balance at the end of the month: $3.100 USD

Average Wallet balance of July = $3.745 USD

Karen’s earnings in July from the Infinite Toper Plan

Wallet Bonus: $10 USD. In July, Karen’s average Wallet balance reached $3.745 USD, increasing $1.545USD from June.

Cashback: $13 USD. In July, Karen’s card spending was $500 USD, the total cashback she earned is:

200*5%+(500-200)*1%

Total earn: $23 USD

Karen will enjoy a positive balance of $23 USD on her Ontop Wallet/Card on August.

2 . Juan is also a good saver, but he enjoys online shopping as well. Juan joinsInfinite Toper Plan in July and activates his Ontop Visa Card.

Ontop Account Management

June

Balance at the beginning of the month: $0 USD

During the month:

+ $4.000 USD Paycheck.

- $3.000 USD Withdrawal.

  • Balance at the end of the month: $1000 USD

Average wallet balance of June = $1.100 USD

The month where Juan started to use the InfiniteToper Plan

July

Balance at the beginning of the month: $1.000 USD

During the month:

+ $4.000 USD Paycheck.

- $1.000 USD Ontop card purchase-Trip.

- $100 USD Ontop card purchase-Gift for family.

- $200 USD Ontop card purchase-Coolnight with friends.

- $20 USD Ontop card purchase-Brunch.

- $15 USD Ontop card purchase-Uber.

- $300 USD Ontop card purchase-Car rental.

  • Balance at the end of the month: $3.365 USD

Average Wallet balance of July = $3.600 USD

Juan’s earnings in July from the Infinite Toper Plan

Wallet Bonus: $20 USD. Average wallet balance of July is $3.600 USD, an increase of $2.500 USDfrom June.

Cashback: $24 USD. Total spending in July is $1.635 USD

Cashback = 200*5%+(1635-200)*1%

Total earn: $44 USD.

Juan will enjoy a positive balance of $44 USD on his Ontop wallet/card on August.

3 . Juan, after seeing the profitability of his subscription plan, decides to maintainhis subscription for the month of August.

His total spend by the end of August was of $2.550 USD (Including $1.635 spent in July)

This qualifies him to earn the $100 USD bonus plus the regular saving andspending benefits for August.

Get in touch with your top advisor if you want this plan! If you don't know who your top advisor is, please send a email to cx@getontop.com.

Infinite Toper  Subscription Plan