Get the most out of your Wallet and Card with our new Infinite Toper Plan

We are improving our services for you! We created the Infinite Toper Plan, a new product that offers premium features of the Ontop wallet and card under a subscription model, specially designed to meet your needs and to give you even more benefits!

Infinite Toper Plan Benefits
Grow your company Infinite Toper Plan for your team

Benefits of the Infinite Toper Plan


Ontop Best solution

As subscriber to the Infinite Toper Plan, you will have access to:

Tax advice from qualified specialists.

Bonuses for increasing the average balance in their Ontop Global Wallet.

Bonus for reaching a spending milestone of $2500 USD with the Ontop Visa Card.

Cashbacks of up to $50 USD

All of this for only $19 USD / Month

1. Saving benefits:

$10/month for each $1.000 increase in the monthly average of the wallet balance - Cap:$50

2. Spending benefits

5% cashback on all purchases, until reaching $200USD in the monthly spending, then 1% cashback on purchases greater than $200USD

3. Welcome bonus

$100USD credit on the Ontop Card upon reaching $2500 of cumulative spending with the card, since the start of the subscription. 

4. Tax advisor

E-mail and one 30-minute call per month (Normally these consultancies can cost up to $400USD)

To request it users most contact

If you want to see some practical examples of the benefits you can obtain through the Infinite Toper plan, click here

Q&A Infinte Toper subscription plan

What is the Infinte Toper subscription plan?
The infinite Toper plan is a new plan that we created thinking in adding more value to you as a worker! It is a subscription plan, meaning that for a monthly fee of 19 usd, you will have the possibility of earning more money, if you want. You will have saving and spending benefits for using the wallet and card.
Is there a minimum time to stay in the plan after earning the benefits, like the bonus for example?
In order to receive the 100 usd bonus, the only condition is to be in an active plan, until you reach $2.500 USD in spending. We are sure that after seeing what you are earning each month,you will want to keep the plan. We will also add amazing perks in the following months!
If I pay the subscription, can I receive local currency in my wallet?
No, our wallet is in USD. We built it this way, so that you can get your money is USD and save in a strong currency. However, you can always withdraw your money to your local bank account.
How does the saving benefit work?
By subscribing to the plan, you will be eligible to receive a bonus for amounts saved within the Ontop Wallet. To determine the Wallet Bonus, Ontop will consider the sum of the daily balance in your account over the given calendar month divided by the number of days in that month (“Average Daily Balance”). Ontop will credit your Ontop Wallet balance in the amount corresponding to the relevant subscription package for every USD 1,000 increase in Average Daily Balance in yourOntop Wallet, when compared to the previous calendar month. See some examples on how to calculate this benefit here.
How does the  Cashback benefit works?
You will receive a cashback in all the transactions until you reach $200 USD in spending. After reaching $200 USD, the cashback will be 1%. There is a monthly cap of $50 USD.
For which countries is the tax advisory available?
For the moment, this benefit applies to USA, Brasil, Colombia, Argentina, Mexico, Chile, Peru.
What does it mean that Ontop is backed by JPM?
JP Morgan is helping us to expand our international footprint and support our Global Wallet strategy. This means that your funds are located in one of the world’s largest most reliable institutions. Also, the account has the individual Federal Deposit Insurance, so the you can feel even more secure.
Shouldn't Ontop be free? Why are you charging me?
Getting your payroll through Ontop is free, we are just launching a premium service with more benefits for you. We want to give you the option to earn more money, and have amazing benefits, while using the product. You have the option to choose if they want to be part of it or if you want to keep using the wallet and card as you have been doing it. Try it, we know you will love it!
Am I able to cancel the subscription?
Yes, you can cancel the subscription at any time. Just send us an email to

Get in touch with your top advisor if you want this plan! If you don't know who your top advisor is, please send a email to

Infinite Toper  Subscription Plan