Let your money work for you once and for all

And unlock premium features of your Ontop Wallet and Card

That's why, we are pleased to introduce our NEW subscription plans. The easiest way to offer you premium features of the Ontop wallet and card, and have been specially designed to meet your needs and give you even more benefits!

Freedom Toper Plan Benefits
Grow your company Infinite Toper Plan for your team

Check out our plans

Freedom Toper Plan


Cashback: 5% on the first $100USD you spend every month

Spending Bonus: $100USD after reaching a spending milestone

Infinite Toper Plan


Cashback: 5% on the first $200 USD you spend every month

Spending Bonus: $100 USD after reaching a spending milestone

Uber rides: 10% cashback*

Consultations with tax specialist

Get paid $50 USD for keeping money in your Wallet

Exclusive Perks

Personalized advisory

Get excited about the benefits you will get thanks to our Infinite Toper Plan


Ontop Best solution

As a subscriber of the Infinite Toper Plan, you will unlock these exclusive benefits :

Receive 5% cashback on the first $200 USD you spend EVERY MONTH. Then, receive 1% cashback on every purchase you make

Uber: 10% cashback on all Uber rides

Bonus:  One-time bonus of $100 USD for spending your first $2.500 USD with the Ontop Card

Exclusive Perks

Tax Specialist: 1 email and a 30-minute call per month

Personalized advisory: Access to fast and prioritized assistance

Get to know our
Freedom Toper Plan
in depth


Ontop Best solution

As subscriber to the Freedom Toper Plan, you will have access to:

Receive 5% cashback on the first $100 USD you spend EVERY MONTH. Then, receive 1% cashback on every purchase you make.

Bonus: One-time bonus of $100 USD for spending your first $2.500 USD with the Ontop Card.

Case of Success

I didn't expect the cashback to be that much! When I received it I was surprised. It was more than 4 times what I paid for the monthly plan in June, totally worth it. The best part is that it didn't even cost me anything, I simply made all the purchases I needed to make in June with my Ontop card instead of my traditional credit card. Even in stores that I used to buy in physical stores, many times I asked them to let me pay through an online payment link, and it worked for me with several of them. Also, I only withdraw from my wallet what I needed for my monthly expenses and left the rest in my wallet.

Karen Mesa - Infinite Toper Plan Subscriber

Q&A Subscription plans

How can I calculate how much I can obtain with the savings and spending benefits?
Good question! We have prepared a guide with practical examples that will help you understand the calculation a little better. Check it out
Is there a minimum time to stay in the plan after receiving the benefits, like the bonus for example?
In order to receive the $100 USD bonus, the only condition is to be in an active plan until you reach $2.500 USD in spending. We are sure that after seeing what you are getting back each month, you will want to stay in the plan. We are also going to add amazing perks in the next few months!
Shouldn't Ontop services be free? Why are you charging me?
Getting your payroll through Ontop is free, we are just launching a premium service with more benefits for you. We want to give you the option to get more money back and have amazing benefits, while using the product. You have the option to choose if you want to be part of it or if you want to keep using the Ontop Wallet and Ontop Card as normal. Try it out, we're sure you will love it!
If I pay the subscription fee, can I receive local currency in my Ontop Wallet?
No, our Wallet is in USD. We built it this way, so that you can receive your money in USD and hold it in a strong currency. However, you can always withdraw the money in your Ontop Wallet to your local bank account.
How does the  Cashback benefit work?
You will receive a 5% cashback on all transactions until you reach $100 USD or $200 USD in spending, according to the plan you choose. After reaching $100 or $200 USD, the cashback will be 1% from there on. There is a monthly total cashback cap of $20 USD for the Freedom Toper Plan and $50 USD for the Infinite Toper Plan.
What does it mean that Ontop is backed by JPM?
JP Morgan is helping us to expand our international footprint and support our Global Wallet strategy. This means that your funds are located in one of the world’s largest most reliable institutions. Also, the account has the individual Federal Deposit Insurance, so the you can feel even more secure.
Am I able to cancel the subscription?
Yes, you can cancel the subscription at any time. Just send us an email at cx@getontop.com.

For more information, please send us an email at cx@getontop.com.

Infinite Toper  Subscription Plan