Para trabajadores remotos, profesionales independientes y freelancers con clientes de todo el mundo.
Factura a cualquier cliente. Cobra en USDc.
Gasta en todo el mundo, accede a tu dinero antes de tiempo, y hazlo crecer automáticamente.
• Trabajas con clientes internacionales.
• Quieres que te paguen en USDc.
• Quieres tener un control total sobre tu dinero.
• Esperas más de tus herramientas financieras.
• Solo operas a nivel local.
• Sigues operando según el modelo antiguo.
• Aceptas retrasos, restricciones y dificultades en lo que respecta a tu dinero.
Get paid fast
Receive payments in USD from clients anywhere in the world.
Move your money globally
Send to 100+ countries in minutes, including Binance, Wise and Revolut.
Spend like a high earner
Use your Visa Platinum card anywhere Visa is accepted.
Grow your money with Future Fund
Earn up to 5.25% annually on your balance, automatically.
Pay local bills
Pay 5,000+ providers in Mexico, Colombia, Argentina, Chile and Peru.
Zero incoming payment fees
Receive with no fees and withdraw locally in 15 minutes.
This isn't just a better way to get paid. It's a completely different financial system.
Category | The old way | Ontop |
|---|---|---|
| Currency | The old way Forced conversion to local currency on arrival | Ontop Hold USD as long as you want, convert only when you choose |
| Speed | The old way 3 to 5 business days for an international wire | Ontop Most payouts land in about 15 minutes |
| Fees | The old way Pay-in fees, FX spread, and card charges of 1.5 to 2% | Ontop Zero pay-in fees and no foreign transaction fees on card spend |
| Idle money | The old way Sits in a bank account earning nothing | Ontop Earns 3% to 5.25% annually in Future Fund |
| Spending | The old way Local card with limits abroad and online | Ontop Visa Platinum card accepted worldwide, online and in-store |
| Upside | The old way No rewards for being a loyal customer | Ontop Milestone rewards plus up to $4,000 in annual Reserve benefits |
Unlock the full potential of your Global Account with Reserve, our premium membership.
Grow your money with Future Fund. Earn up to 5.25% annually on your USD balance with higher Future Fund returns.
