Future Fund

Your money should work as hard as you do.

Put idle money to work. No hidden fees, no extra effort. Just more from the money you’re already earning.

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Funds stay flexible
Rewards credited monthly
No hidden fees

Future Fund is not a bank deposit. Rewards are not guaranteed and may vary.

Stop leaving money on the table.

Your Ontop Global Account is built for spending. Future Fund is built for the money you’re not using today.

Put idle funds to work and earn rewards while they wait.
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How It Works

Put idle money to work in three simple steps.

step one

Únete

Join Future Fund directly from your Ontop Global Account.

step two

Hold

Leave funds in Future Fund and let them start working.

step three

Earn

Rewards are calculated daily and credited monthly.

Feature
Ontop Global Account
Future Fund
Primary Use
Everyday spending
Idle balances
Access
Anytime
Available instantly, in real time
Returns
No rewards
Monthly rewards

More from your money, minus the jargon.

Four things worth knowing before you get started.

Rewards

Earn rewards on eligible balances.

Not a Bank

Future Fund isn’t a savings account and isn’t FDIC insured.

Total Control

You can opt in or out at any time through the app.

Good to Know

Rewards aren’t guaranteed and may vary over time.
Review the program terms

Preguntas frecuentes

How do Future Fund rewards work?
Rewards are calculated based on your eligible balance and credited monthly. Rates may vary over time based on market conditions and program updates.
Is my money safe?
Future Fund is designed for money you’re not using today. It’s not a bank deposit and isn’t FDIC insured. Participation involves risk, and rewards aren’t guaranteed.
Can I get my money out whenever I want?
Yes. You can opt out at any time. Funds are typically available within 1 business day after withdrawal.
Are there any fees to join?
No membership fees. No maintenance fees. Any program costs are already reflected in the rewards structure.
Who is eligible for Future Fund?
Eligibility depends on your region and account type. If Future Fund is available to you, you’ll see it directly in your Ontop Global Account.
Is this a savings account?
No. Future Fund is a rewards program designed for eligible balances. It’s built to help idle money do more while staying connected to your Ontop Global Account.

Your money has better things to do.

Put idle balances to work with Future Fund.

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