Access part of your next payment instantly. Safe, simple, and deposited directly into your Ontop Global Account.
Paycheck Advance gives you the flexibility to access what you’ve already earned, without waiting for payday.
Funds in minutes, directly to your Ontop Global Account.
Everything happens directly in-app.
You see exactly what you pay upfront.
No banks, no middlemen, fully secure.
Use Paycheck Advance only when you really need it.
On your next payday, the advance plus the fee is deducted and you receive the rest.
You’ll see Paycheck Advance in your Ontop Global Account if you’re eligible.
We calculate it automatically based on days worked since your last payment.
Choose your amount, review fees, confirm.
Deposited into your Ontop Global Account in minutes.
Next payday, we deduct your advance plus the fee, and you receive the rest.
Laura’s monthly pay is $900, with payday on the 30th. On the 15th, after 15 days of work, Ontop calculates $900 ÷ 30 × 15 = $450 available.
Laura requests $300 and receives it instantly. On payday, Ontop deducts $300 plus the service fee, then credits the remainder.
See if you’re eligible
A feature that lets you access part of your upcoming pay ahead of payday. Instantly, through your Ontop Global Account.
Paycheck Advance is available to eligible Ontop users. If you don’t see it in your Ontop Global Account yet, availability may still be expanding.
It depends on how many days you’ve worked since your last payment. Ontop calculates it automatically for you.
Yes, a small service fee applies. It will always be shown before you confirm your request.
At your next scheduled payment, Ontop deducts your advance plus the fee, then credits the rest.
Yes. Any applicable fee is shown before you confirm your request.
Yes. All transactions are processed through Ontop’s secure, regulated infrastructure.
Paycheck Advance is rolling out in phases. Keep your app updated and we’ll notify you when it’s available.
Open your Ontop Global Account to check whether Paycheck Advance is available for you.
Open Ontop Global Account