Automate payroll in Vietnam with Al-powered calculations, local Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance handling, and compliant payslips generated in seconds.
Establish credibility and match buyer objections: compliance, local knowledge, pricing clarity, and support.
Local Compliance Without Local Overhead: Ontop automates Vietnam tax calculations and Thoa Uoc Lao Dong Tap The requirements so you avoid setting up a local entity. The platform handles Tet Bonus (Thuong Tet) payments, wage floors, and regional tax variation to keep payroll compliant and predictable. Transparent Pricing And Fees: Pricing clearly shows payroll fees, exchange rates, and contractor or EOR plan costs before payment.
Finance teams get predictable statements with no surprise charges. Human Support When It Matters: Live support helps resolve local queries and edge cases. Dedicated onboarding specialists guide tax registration and social security setup so teams move from hire to pay faster. Global Coverage With Vietnam Expertise: Ontop supports hiring across 150+ countries while providing Vietnam-specific workflows. Proration for Tet Bonus (Thuong Tet), Thoa Uoc Lao Dong Tap The compliance, and General Department of Taxation (GDT) deadline management. Scale globally while keeping local accuracy.
Provide fast facts: minimum wage, pay frequency, bonuses, regional salary ranges. Satisfies informational intent and helps long-tail SEO.
Minimum Wage And Pay Frequency: Vietnam's minimum wage is VND 4,960,000/month (Region 1 - Hanoi/HCM 2026) Monthly. With Tet Bonus (Thuong Tet), annual total reaches the statutory requirements. Many employers pay Discretionary; typically 1-3 months; culturally expected or prorate into Monthly payments. Ontop supports both structures.
Average Salary And Net Take Home: National average salary is ~VND 120,000,000 per year, about ~VND 10,000,000 per month gross. Ontop displays gross-to-net breakdowns so payroll and offers align with local expectations.
Regional Variation To Budget For: Salaries run higher in Ho Chi Minh City and Hanoi. Ho Chi Minh City averages VND 15,000,000 - 50,000,000 (~50%% above national). Hanoi around VND 13,000,000 - 45,000,000 (~40%%). Ontop lets you model regional differences in offers and cost projections.
Tet Bonus (Thuong Tet): Vietnam commonly provides Discretionary; typically 1-3 months; culturally expected. Payroll logic captures proration rules so payslips match local contract terms.
Vietnam's wage structure includes Thoa Uoc Lao Dong Tap The that set sectoral minimums. Buyers search "minimum wage by sector," "TULDTT wages." Captures mid-funnel research intent.
National Statutory Minimum Wage: Vietnam's national minimum wage is VND 4,960,000/month (Region 1 - Hanoi/HCM 2026) Monthly. Applies to all workers unless a higher sectoral minimum applies. Revised annually.
Thoa Uoc Lao Dong Tap The Sectoral Minimums: Vietnam has multiple active Thoa Uoc Lao Dong Tap The agreements covering specific sectors. These set minimums higher than the statutory minimum depending on industry and role. Sectors include key local industries.
How Sectoral Wage Floors Affect Payroll: If an employee falls under a specific TULDTT, you must pay the sectoral minimum. Underpaying triggers wage claims, back pay, and penalties. Ontop stores and applies the correct rate based on employee role and sector.
How Ontop Applies Correct Wage Floors: Ontop maintains an updated TULDTT database and automatically applies the correct minimum wage. During payroll preview, the system displays which agreement applies and confirms compliance. Removes manual compliance risk.
National Average Salary Benchmark: Colombia's national average salary is approximately ~VND 120,000,000 per year. Varies by role, experience, and sector. Larger cities run up to 20% higher; rural regions typically align with the statutory minimum.
High-Cost Cities: Ho Chi Minh City and Hanoi: Ho Chi Minh City offers salaries ~50%% above national average, particularly in tech and finance. Typical range: VND 15,000,000 - 50,000,000 annually for mid-level roles. Hanoi offers ~40%% premium with strength in innovation and services. Typical range: VND 13,000,000 - 45,000,000.
Secondary Cities and Regional Variation: Secondary cities generally sit between 5% to 10% above the national average, depending on local industries. Rural regions typically align with or fall below the national average. When budgeting for diverse teams, account for market research to ensure equitable offers.
How Ontop's Cost Calculator Handles Regional Modeling: Input location and role to preview total employer cost. See how regional differences, wage floors, and benefits combine to show true cost of employment by city.
Buyers search "contract types Vietnam," "permanent vs fixed-term." Legal structure and misclassification risk are critical for compliance.
Permanent Full-Time Employment (Hop Dong Lao Dong Khong Xac Dinh Thoi Han (Permanent)): Standard indefinite contract with full statutory protections. Employees get all mandatory benefits (Tet Bonus (Thuong Tet), Nghi Phep Nam, sick leave, maternity leave, Tro Cap Thoi Viec / Tro Cap Mat Viec). Termination requires just cause or economic redundancy with notice and severance payout. Employer Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance contributions typically ~21.5% employer (social 17.5% + health 3% + unemployment 1%)%.
Fixed-Term Contracts (Hop Dong Lao Dong Xac Dinh Thoi Han (Fixed Term)): Limited-duration contracts (typically for a fixed period, renewable). Used for project work, seasonal roles, or temporary needs. Same taxes and benefits as permanent, but with defined end date. Subject to renewal restrictions and TULDTT rules. Simpler termination but accrued benefits paid in full.
Part-Time Contracts: Reduced hours subject to local statutory limits. Salary and benefits are prorated by hours worked. Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance and taxes apply pro-rata. Ontop handles prorated Tet Bonus (Thuong Tet) automatically.
Apprenticeships: Training contracts for students or junior profiles with reduced Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance contributions where applicable. Includes structured training and on-the-job learning. Misclassification can trigger reclassification penalties.
Self-Employed / Hop Dong Dich Vu / Cong Tac Vien: Independent contractor operating own business. No employer obligations, only invoice payments. Contractor handles own Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance, taxes, invoicing. Critical: if worker appears to be employee (direction, control, exclusivity), you face reclassification and back-pay exposure.
Compliance Differences Between Contract Types: Tax rates, Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance contributions, benefits, termination rules, and Tro Cap Thoi Viec / Tro Cap Mat Viec accrual vary by type. Misclassification triggers wage claims, penalties, and reclassification costs.
How Ontop Templates & Payroll Logic Handle Each Type: Ontop provides compliant templates for each type and applies correct payroll logic: permanent benefits, fixed-term accruals, part-time prorations, apprenticeship rates, and Hop Dong Dich Vu / Cong Tac Vien invoicing. Avoids misclassification risk.
Explain operational flow from onboarding to monthly payments. Reduces friction and clarifies steps.
Onboarding And Registration: Ontop handles registration with Vietnam tax authorities (General Department of Taxation (GDT)) and Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance and collects required IDs. Automation plus human verification reduces setup time and avoids compliance gaps. Typical onboarding: a few business days.
Monthly Payroll Calculation: Gross-to-net includes progressive 5% up to VND 60M / 10% / 15% / 20% / 25% / 30% / 35% tax rates, ~10.5% employee SS + personal income tax (PIT)% Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance, and Tet Bonus (Thuong Tet) proration. Platform applies region-specific tax bands, TULDTT rules, and wage floors for accurate payslips.
Contributions And Filings: Employer contributions include Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance (~10.5% employee SS + personal income tax (PIT)) and applicable local surcharges. Submitted according to statutory deadlines to Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance on your behalf. Ontop maintains records for annual reconciliation.
Payment Execution And Reconciliation: Payments in VND d (Vietnamese Dong) via local bank transfers to local accounts. Ontop shows conversion rates and fees before approval. Audit-ready receipts and instant USD payout options available.
EOR Vs Hop Dong Dich Vu / Cong Tac Vien: Your Options: Choose Hop Dong Dich Vu / Cong Tac Vien plans for flexible work or full EOR for permanent employees. Ontop supports both and highlights compliance differences so you pick the right structure.
Finance teams search "Vietnam payroll deadline." Captures operational queries and establishes Ontop as deadline-management partner.
Monthly Tax Withholding & Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance Payment Deadlines: General Department of Taxation (GDT) tax withholding due March 31 (annual PIT finalization) via General Department of Taxation (GDT) online portal. Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance contributions due Monthly by last day of month to Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance authority. Late payments trigger Late VSI: 0.03%/day; late PIT: 0.03%/day; late finalization: VND 2-5 million fine penalty plus interest.
Annual Compliance Deadlines: Monthly social insurance declaration: annual Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance reconciliation, due Last day of month. Quyet Toan Thue Thu Nhap Ca Nhan: due March 31. Bien Lai Khau Tru Thue TNCN: annual employee tax certificate due By January 31.
Payroll Processing Calendar (Monthly Example):
Monthly payroll - VSI by last day - PIT withholding - annual finalization March. Key Regulatory Bodies & Filing Channels: General Department of Taxation (GDT):
Personal income tax. Online filing via official portals.
Vietnam Social Insurance (VSI): Social, health and unemployment insurance.
Ministry of Labour, Invalids and Social Affairs (MOLISA): Labor law enforcement.
Penalties for Non-Compliance: Late General Department of Taxation (GDT) remittance:
Late VSI: 0.03%/day; late PIT: 0.03%/day; late finalization: VND 2-5 million fine plus interest. Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance shortfalls result in fines. Missing documentation increases audit exposure. Audit exposure increases with missing filings. Willful violations can trigger criminal liability.
How Ontop Manages Deadlines Automatically: Ontop tracks all compliance deadlines, sends alerts before due dates, and submits filings automatically. Finance team approves payroll ahead of deadlines. All documentation audit-ready.
Buyers search "how much leave Vietnam," "maternity leave," "paid leave entitlements." Impacts total cost of employment and satisfies planning intent.
Tet Bonus (Thuong Tet) (January (before Lunar New Year)): All permanent employees entitled to Discretionary; typically 1-3 months; culturally expected. Typically paid in January (before Lunar New Year), or prorated across year. Statutory bonus, not discretionary. Must factor into annual payroll cost.
Nghi Phep Nam: Minimum 12 days/year (minimum) of paid vacation annually. Unused leave carryover varies by TULDTT. Some allow unlimited carryover; others limit carryover. Leave paid at regular rate upon termination if unused.
Om Dau: Statutory sick leave paid at 80% of social insurance contribution salary from VSI (after 6 contribution days waiting). Medical certification required after a few consecutive days as per local law. Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance may provide supplementary coverage for longer absences.
26 weeks (for 1 child); 38 weeks (for twins+) of maternity leave. Paid at 100% of contribution salary from VSI by the local health entity. Additional parental leave may apply.
Public Holidays: Vietnam observes ~11 public holidays national holidays annually. Employees receive full pay or premium pay if required to work. Regional variations exist. Tro Cap Thoi Viec / Tro Cap Mat Viec: Permanent employees receive 0.5 month per year of service (from VSI after 12+ months) when terminated without just cause. Tro Cap Thoi Viec / Tro Cap Mat Viec is a significant liability, must be accrued regularly and paid in full at termination.
How Ontop Automates Benefit Accrual & Compliance: Ontop automatically calculates Tet Bonus (Thuong Tet), leave balances (by TULDTT type), maternity deductions, and Tro Cap Thoi Viec / Tro Cap Mat Viec reserves. Payslips show accruals and deductions clearly. Audit-ready.
Decision makers need concrete cost inputs. Provide contribution ranges, deduction rates, and sample calculations for budget decisions.
Employer Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance And Additional Charges: Employer Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance varies by sector and contract. Approximate rates:
Employee Deductions And Tax Bands: Employee deductions include ~10.5% employee SS + personal income tax (PIT)% Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance and progressive General Department of Taxation (GDT) tax: 5% up to VND 60M / 10% / 15% / 20% / 25% / 30% / 35% Regional/local taxes may add extra percentages.
Total Employer Cost Example: Scenario: Permanent employee in Ho Chi Minh City at VND 20,000,000 gross/month/month gross.
For annual planning, expect the total employer cost to be roughly ~21.5% above gross above the gross salary, plus applicable statutory accruals for benefits.
Clarify payment rails, currency handling, and worker features that influence adoption and retention.
Local VND d (Vietnamese Dong) Transfers And Pay Runs: Payroll in Vietnam typically uses VND d (Vietnamese Dong) payments via local bank networks to local accounts. Ontop supports local rails so workers receive funds on payday in a single auditable run. No conversion friction.
Multi-Currency And Dynamic Conversion: When paying from other currencies, Ontop shows rates and fees before confirmation. Finance leaders get transparent previews. All conversions logged for audit.
Ontop Wallet And Instant USD Payouts: Workers receive USD via Ontop wallet backed by U.S. bank for fast access. Instant payouts reduce waiting times. Visible on worker dashboard and app. Useful for remote workers or USD preference.
Visa Debit And Worker Perks: Ontop issues Visa cards (physical or virtual) for immediate fund access. Security controls (instant freeze, limits) and perks (cashback, travel benefits, reduced transfer fees).
Buyers search "Vietnam payroll mistakes," "how to avoid penalties." Fear-based content drives conversions.
Social Insurance Contribution Salary Manipulation
Risk Level: HIGH
Vietnam's social insurance is calculated on a contractual salary that many employers keep artificially low (at the minimum wage) while paying the rest as 'allowances.' VSI Circular 59/2015 and 2024 amendments require all regular allowances to be included in the contribution salary. Inspections impose retroactive contributions for the full period. Ontop structures Vietnamese compensation with VSI-compliant contribution salaries.
Fixed-Term Contract (HDLD XDTHan) Renewal Limits
Risk Level: HIGH
Vietnamese Labour Code allows only one renewal of a fixed-term contract. After two fixed-term contracts (or after the second contract expires), the employment automatically becomes indefinite term. Issuing a third fixed-term contract is void by law. MOLISA inspectors frequently find this violation in FDI companies. Ontop tracks contract generations and prevents illegal third-term FTC issuance.
Ontop supports payroll for both contractors and employees in Vietnam. The platform provides contractor (Hop Dong Dich Vu / Cong Tac Vien) contract templates and full EOR services for employees so you can choose the structure that fits compliance and operational needs.
Ontop applies local employer contribution rules (typically around ~10.5% employee SS + personal income tax (PIT)) and sector-specific rates when calculating payroll liabilities. The system presents a clear breakdown of employer charges during payroll preview so you know the total cost before approval.
Yes, mandatory bonus structures like Tet Bonus (Thuong Tet) are common. The standard structure is Discretionary; typically 1-3 months; culturally expected, usually paid in January (before Lunar New Year) or prorated across the year. Ontop supports both approaches and reflects proration on employees' payslips and in cost projections.
Employees typically see Vietnam Social Insurance (VSI) + Health Insurance + Unemployment Insurance deductions around ~10.5% employee SS + personal income tax (PIT) and progressive General Department of Taxation (GDT) income tax withholding between 5% up to VND 60M / 10% / 15% / 20% / 25% / 30% / 35% depending on income bracket and region. Ontop calculates and withholds the correct amounts based on salary, location, and personal circumstances.
Yes, Ontop provides cost previews that include employer contributions, taxes, statutory charges (like Tro Cap Thoi Viec / Tro Cap Mat Viec accruals), and regional variation. Use these previews to budget hires accurately and compare contractor versus employee scenarios.
No. Ontop can operate as your Employer of Record (EOR), handling all legal employer responsibilities and registrations. You avoid the complexity and cost of setting up a local company. Alternatively, if you have an entity, Ontop can serve as your payroll processor.
Common risks include misclassifying employees as contractors, missing General Department of Taxation (GDT) payment deadlines, and failing to adhere to Thoa Uoc Lao Dong Tap The rules. Ontop's automation and expert support mitigate these risks.
