Ontop Fund

Earn stable rewards on your Ontop Fund

Your Ontop Wallet balance is valuable. Future Fund keeps it moving forward with predictable rewards right in your app.

Fixed Rate

Instant Access

Zero Fees

What makes Future Fund different?

Zero high risk investments. Zero reliance on stock markets. Future Fund is built on simplicity and stability.

Fixed 3% APR

A stable rate that never changes with market movements.

Daily calculation

Rewards accumulate every 24 hours based on your balance.

Monthly payouts

Interest hits your balance directly once per month.

Start growing today →

How It Works

No complicated paperwork. No financial evaluations.

Deposit

Tap once to move funds from your Ontop Wallet into Future Fund.

Earn Rewards

Your fixed 3% APR starts accumulating instantly every day.

Withdraw

Move money back to your Wallet instantly. No waiting. No fees.

Your Safety & Stability Guarantee

No bank visits. No financial jargon. Just smart growth.

Fixed rewards

Stable rates. You know exactly what you earn.

No Market Risk

Zero exposure to stock volatility.

Principal Protection

Your money is safe from market downturns.

No Lock-ups

Access your funds whenever life happens.

Start earning 3% APR →

Frequently asked questions

What is Future Fund?

A fixed-rate savings product in the Ontop Wallet. Earn a stable 3% APR on your balance with total flexibility.

How do I earn the fixed rate?

The 3% Annual Percentage Rate (APR) is fixed. Interest calculates daily and pays out to your balance once a month.

Is my money safe?

Absolutely. Funds are not exposed to stock market or variable risks. The rewards are fixed, stable, and predictable.

Are there fees?

No. There are zero fees for deposits, holding a balance, or withdrawals.

What is APR?

Annual Percentage Rate. It is the yearly rate of return you earn. With Future Fund, it's fixed, not variable.

Don't leave rewards on the table.

Join thousands of global workers earning passive income.