WorldCup Cashback Terms and Conditions

Campaign Begins: Thursday, June 11, 2026, 12:00 am (GMT-5)

Campaign Ends: Saturday, June 27, 2026, 11:59 pm (GMT-5)

These Terms and Conditions (the "Terms") govern the Ontop Card – WorldCup Cashback Campaign (the "Campaign"). During the Campaign Period, eligible Ontop users in the participating markets may receive a 2% cashback on qualifying purchases made on their country's match days.

‍

1. DEFINITIONS:

1.1 “Campaign Period”

Means the period between June 11, 2026, at 12:00 am (GMT-5) and June 27, 2026, at 11:59 pm (GMT-5).

1.2 “Ontop Card”

Means the prepaid card (physical or digital) issued by Ontop and linked to the user’s Ontop Wallet.

1.3 “Eligible Markets”

The Campaign is available to users based in the following five countries:

• Argentina
• Colombia
• Mexico
• Ecuador
• Brazil

1.4 “Match Day”

Means each calendar day on which the Participant's country competes in the World Cup during the Campaign Period. Each country will have up to three (3) Match Days during the Campaign.

1.5 “Eligible Transactions”

Means purchases made using the Ontop Card that are:

• Completed during the 24-hour activation window on a Match Day
• The first qualifying transaction made by the user on that Match Day
• Settled (not pending, reversed, or refunded)
• Made at a qualifying merchant category: restaurants, food delivery, or grocery stores

1.6 “Cashback”

Means a 2% reward applied to the value of the Eligible Transaction, up to a maximum of USD 10 per offer activation.

1.7 “Participant (s)”

Means Ontop users who:

• Are active cardholders in one of the Eligible Markets
• Receive and activate the cashback offer on a Match Day
• Complete an Eligible Transaction within the 24-hour activation window
• Comply with these Terms

‍

2. HOW IT WORKS:

On each Match Day, eligible Participants will receive a push notification and an in-app pop-up unlocking the 2% cashback offer. The offer is:

• Valid for 24 hours only, starting from the moment of notification on the Match Day
• Applicable to the first qualifying purchase only within that 24-hour window
• Limited to one (1) activation per user, per Match Day

Each country has up to three (3) Match Days during the Campaign, giving Participants up to three (3) chances to activate the benefit.

‍

3. ELIGIBILITY:

To be eligible for the Campaign, users must:

• Have an active Ontop account
• Have an active Ontop Card
• Be located in one of the Eligible Markets
• Fall under one of the following segments:
  • Active cardholders who have made at least one transaction with their Ontop Card prior to the Campaign
  • Workers with no card spend in April or May 2026 (re-engagement segment)
• Comply with Ontop's General Terms and Conditions

‍

4. CASHBACK MECHANICS:

Cashback will be calculated based on the total value of the first Eligible Transaction made within the 24-hour window on each Match Day.

• Rate: 2% of the Eligible Transaction value
• Cap: Maximum of USD 10 per Match Day activation
• Applies to: First purchase only per Match Day, in qualifying merchant categories (restaurants, food delivery, or grocery stores)
• Credited to: The Participant's Ontop Wallet, subject to transaction validation

💡 Example: A transaction of USD 80 at a restaurant on a Match Day would generate a cashback of USD 1.60 (2%). A transaction of USD 600 would be capped at USD 10.

‍

5. ELIGIBLE TRANSACTIONS:

Only transactions that meet all of the following criteria will be considered for cashback:

• Completed using the Ontop Card within the 24-hour activation window
• Made at a qualifying merchant category: restaurants, food delivery, or grocery stores
• The first qualifying transaction on that Match Day
• Successfully settled and not pending, reversed, refunded, or disputed

‍

‍6. RESTRICTIONS:

The following will not be considered for cashback:

• Transactions made outside the 24-hour Match Day activation window
• Transactions that are not the first qualifying purchase on a given Match Day
• Purchases at non-qualifying merchant categories
• Pending, reversed, refunded, or canceled transactions
• Transactions identified as fraudulent or abusive

Ontop reserves the right to disqualify any Participant suspected of attempting to manipulate or abuse the Campaign.

‍

7. MODIFICATION AND TERMINATION:

Ontop reserves the right to:

• Modify, suspend, or terminate the Campaign at any time
• Adjust eligibility criteria or cashback conditions

Any modifications will not affect transactions already completed and validated in compliance with these Terms.

‍

8. PERSONAL DATA:

Participation in this Campaign implies consent for Ontop to process personal data strictly for Campaign administration purposes, in accordance with Ontop's Privacy Policy.

‍

9. ACCEPTANCE OF TERMS:

Participation in this Campaign constitutes full acceptance of these Terms and Ontop's General Terms and Conditions.

‍

10. GENERAL CONDITIONS

‍

10.1 Validity

The Campaign will be valid only during the Campaign Period defined in these Terms.

10.2 Fraudulent Activity

Ontop reserves the right to cancel, suspend, or modify the Campaign and block a Participant's account if fraud or unlawful action is detected.

10.3 Eligibility

Ontop reserves the right to modify eligibility conditions or cancel the Campaign at any time at its sole discretion.

10.4 Limitation of Liability

By participating in the Campaign, Participants agree to release Ontop, its affiliates, and representatives from any claims arising from participation in the Campaign. Ontop is not responsible for technical failures or system issues that may result in incomplete transactions or uncredited cashback.

10.5 Governing Documents

Please refer to the Ontop Platform Terms, including the Client General Terms and Conditions, Worker General Terms and Conditions, Privacy Policy, and Ontop Card Terms of Service, which govern matters not covered in these Terms.

10.6 Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware. Any disputes will be resolved through binding arbitration as outlined in the Ontop Card Terms of Service.

10.7 Tax Implications

Participants are solely responsible for any taxes or expenses associated with the cashback rewards.

10.8 Data Privacy

By participating in the Campaign, you consent to the collection and use of personal information as described in Ontop's Privacy Policy.

‍

‍

‍

‍

‍