Ontop Quick

Access your payday now, meet Ontop Quick.

Advance part of your next payment instantly, safe and simple, straight to your Ontop Wallet.

Unlock Quick Access →

Your money, when you need it.

Ontop Quick gives you the flexibility to access what you’ve already earned, without waiting for payday.

Instant access

Funds in minutes, straight to your wallet.

Zero paperwork

Everything happens directly in-app.

Transparent fees

You see exactly what you pay upfront.

Safe & direct

No banks, no middlemen, fully secure.

On your terms

Use Quick only when you really need it.

Automatic Repayment

Use Quick only when you need it.
Active Ontop Quick →  
How it works

From availability to payout, in 5 steps.

Five steps. Minutes to set up. Lifetime of growth.

Check eligibility

You’ll see Quick in your wallet if it’s available.

See your available amount

We calculate it automatically based on days worked since last payment.

Make your request

Choose your amount, review fees, confirm.

Get the funds instantly

Credited to your Ontop Wallet in minutes.

Automatic repayment

Next payday, we deduct your advance + fee, you receive the rest.
How Quick works for you.

Laura’s monthly pay: $900, with payday on the 30th. On the 15th (after 15 days of work), Ontop calculates:

$900 ÷ 30 × 15 = $450 available.

Laura requests $300. She receives $300 instantly. On payday, Ontop deducts $300 + service fee, then credits the remainder. Simple.

See If You’re Eligible →

Frequently asked questions

What is Ontop Quick?
A feature that lets you access part of your upcoming pay ahead of payday. Instantly, through your Ontop Wallet.
Who can use it?
It’s available to selected users in the pilot phase. If you don’t see it yet, you’ll get access soon.
How much can I request?
Depends on how many days you’ve worked since your last payment; Ontop calculates it automatically for you.
Are there any fees?
Yes, a small service fee applies. It will always be shown before you confirm your request.
When is repayment?
At your next scheduled payment, Ontop deducts your advance + fee, then credits the rest.
Can I use Quick multiple times?
Yes, as long as you have available balance and no pending advance.
Is my money safe?
Absolutely. All transactions are processed through Ontop’s secure, regulated infrastructure.
Why don’t I see Quick yet?
Quick is rolling out in phases. Keep your app updated and we’ll notify you when it’s available.

Ready to grow your future?

Activate Ontop Grow! Invest smart, invest simple, invest for you.

Active Ontop Grow →
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