Question 1

What Services Do You Offer?

Accepted Answer

Ontop provides comprehensive global hiring, payroll, and compliance solutions across 150+ countries. They offer two main plans: Contractors (includes contract drafting, legal compliance, payment processing, and tax documentation starting at $49/month) and Employees/EOR (full employer-of-record services, including payroll, taxes, benefits, visa assistance, and HR support starting at $499/month).

Question 2

How Does Ontop Manage International Payments?

Accepted Answer

Ontop offers cross-border payments in local currencies with transparent tax and currency exchange handling. Users receive instant USD payouts via Ontop wallets and Visa cards, with global transfers to various channels (bank, crypto, Payoneer, Wise) without extra fees. Ontop pricing is transparent—your plan includes all key services with a complete breakdown visible before checkout and no surprise charges or setup fees.

Question 3

What Countries Can I Hire From?

Accepted Answer

Companies can legally hire contractors or employees in over 150 countries, including Latin America, Europe, Asia, Africa, and more. All plan details reflect services across 150+ countries.

Question 4

In Which Countries Can I Get Paid With Ontop?

Accepted Answer

Ontop's users—employers and remote workers—can receive payments in USD via an Ontop Global Wallet backed by a real USD bank account in the U.S., available anywhere in the world.

Question 5

What Are the Conversion Rates for Different Countries?

Accepted Answer

Ontop uses dynamic currency conversion when paying in local currencies and clearly displays exchange rates and fees before you confirm any transaction. Specific rates vary in real time and must be checked on the platform or in a payment preview.

Question 6

How Does the Visa Debit Card Work?

Accepted Answer

Ontop issues a Visa debit card (virtual or physical) tied to your Ontop global account. You can pay anywhere in any currency accepted by any Visa merchant, withdraw cash at ATMs globally, and enjoy security features like dynamic CVV and instant freeze. The card includes rewards and perks such as cashback (2–5%), travel perks, and concierge services depending on membership tier.

Question 7

How Fast Can I Start Paying Workers?

Accepted Answer

Most companies run their first payroll in minutes after signup using Ontop's templates and guided flow. Payment previews display exchange rates and fees before you approve, helping finance teams schedule payments without last-minute surprises.

Question 8

How Does Ontop Handle Local Taxes And Filings?

Accepted Answer

For EOR services, Ontop manages payroll taxes and statutory filings on your behalf. For contractor plans, Ontop automates tax documents and provides guidance for local obligations. This keeps in-house teams from tracking dozens of local rules.

Question 9

Can Ontop Integrate With Our Accounting And HR Systems?

Accepted Answer

Ontop integrates with major accounting and HRIS tools and offers GL export templates and APIs for custom workflows. These integrations reduce manual reconciliation and keep payroll data aligned with headcount and finance records.

Question 10

How Secure Is My Data And Payroll Information?

Accepted Answer

Ontop uses encryption for data in transit and at rest and maintains industry security controls and certifications. Access is role-based and audit logs track every action. Security teams can request documentation for vendor risk reviews.

Question 11

How Is Ontop Different From Other Payroll Tools?

Accepted Answer

Ontop combines hiring, locally compliant contracts, and instant USD payouts with worker-facing wallets and Visa cards, allowing companies to manage one platform instead of many. This unified approach reduces vendors and gives workers modern payment options with lower friction.

Payroll software to hire, pay, and engage your global workforce.

Trusted by global companies scaling fast

Implementation and Onboarding

Quick Start in minutes

Initial setup and integrations

First payroll run and approval workflow

Training, admin controls and permissions

Ongoing account health and audit support

Secure

Security and Compliance

Coverage and Local Compliance

Data Security and Certifications

KYC, KYB and Payroll Controls

Audit Trails and Reporting

Privacy and Data Residency

Power your workers with their Ontop account and elevate their lifestyle.

Ontop Reserve: Built for the way you live

One card. Endless possibilities.

Total control, global access

Pricing & Benefits

$49/month

Ontop Membership

$79/ month

How Ontop Compares to other Payroll Software and Alternatives

Frequently asked questions