Campaign Begins: Wednesday, March 25, 2026, 12:00 am (GMT-5)

Campaign Ends: Wednesday, April 15, 2026, 11:59 pm (GMT-5)

These Terms and Conditions (the “Terms”) govern the Ontop Card – WorldCup Giveaway Campaign (the “Campaign”).

During the Campaign Period, eligible Ontop users may participate in a giveaway for a chance to win a USD 500 cash prize by completing the required registration and making qualifying transactions.

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1. DEFINITIONS:

1.1 “Campaign Period”

Means the period between March 25, 2026, at 12:00 am (GMT-5) and April 15, 2026, at 11:59 pm (GMT-5).

1.2 “Ontop Card”

Means the prepaid card (physical or digital) issued by Ontop and linked to the user’s Ontop Wallet.

1.3 “Eligible Transactions”

Means all transactions made using the Ontop Card that are:

• Successfully completed during the Campaign Period
• Settled (not pending, reversed, or refunded)

1.4 “Entry” / “Entries”

Means the units assigned to each Participant for the purpose of the giveaway.

Participants will receive one (1) Entry for every USD 20 spent in Eligible Transactions during the Campaign Period.

1.5 “Participant(s)”

Means Ontop users who:

• Complete the required registration form via Typeform
• Make at least one Eligible Transaction during the Campaign Period
• Comply with these Terms

1.6 “Prize”

Means a total reward of USD 500, which will be awarded to one (1) selected Participant.

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2. CAMPAIGN RULES:

• To participate in the Campaign, users must:
  • Have an active Ontop account
  • Have an active Ontop Card
  • Complete the official Campaign registration form via Typeform during the Campaign Period
  • Complete Eligible Transactions during the Campaign Period
  • Comply with Ontop’s General Terms and Conditions
  Failure to complete the registration form will result in ineligibility for the Campaign.

3. ENTRY MECHANICS:

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Participants will earn Entries based on their total Eligible Transaction spend during the Campaign Period.Only the total settled transaction amount will be considered for Entry calculation.Example:

• Spend USD 20 → 1 Entry
• Spend USD 40 → 2 Entries
• Spend USD 100 → 5 Entries

Transactions below USD 20 will not generate partial Entries.

• For every USD 20 spent, the Participant will receive one (1) Entry
• Entries are cumulative
• There is no maximum number of Entries per Participant

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4. WINNER SELECTION AND PRIZE DISTRIBUTION:

• One (1) winner will be selected randomly from all accumulated Entries after the Campaign Period ends.
• The winner will receive a USD 500 prize, which will be credited to their Ontop Wallet on April 16, 2026, subject to validation.
• Ontop reserves the right to verify the eligibility of the selected winner before issuing the Prize.
• The Prize is non-transferable and may not be exchanged for other benefits.

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5. ELIGIBILITY AND VALIDATION:

Only transactions that meet the following criteria will be considered:

• Successfully completed within the Campaign Period
• Settled and not pending
• Not reversed, refunded, or disputed

Entries will be calculated after transaction validation.

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6. RESTRICTIONS:

The following will not be considered:

• Transactions made before or after the Campaign Period
• Pending, reversed, refunded, or canceled transactions
• Transactions identified as fraudulent or abusive
• Participants who fail to complete the required Typeform registration

Ontop reserves the right to disqualify any Participant suspected of attempting to manipulate or abuse the Campaign.

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6. MODIFICATION AND TERMINATION:

Ontop reserves the right to:

• Modify or suspend the Campaign
• Adjust validation criteria

Any modifications will not affect transactions already completed in compliance with these Terms.

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7. PERSONAL DATA:

Participation in this Campaign implies consent for Ontop to process personal data strictly for Campaign administration purposes, in accordance with Ontop’s Privacy Policy.

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8. ACCEPTANCE OF TERMS:

Participation in this Campaign constitutes full acceptance of these Terms and Ontop’s General Terms and Conditions.

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9. GENERAL CONDITIONS OF CAMPAIGN:

9.1 Validity

The Campaign will be valid only during the Campaign Period defined in these Terms.

9.2 Fraudulent Activity

Ontop reserves the right to cancel, suspend, or modify the Campaign and block a Participant’s account if fraud or unlawful action is detected in order to gain additional cashback.

9.3 Eligibility

Ontop reserves the right to modify eligibility conditions or cancel the Campaign at any time at its sole discretion.

9.4 Modification and Termination

Ontop reserves the right to modify, change, or update these Terms at any time. Modifications will take effect immediately upon publication.

9.5 Limitation of Liability

By participating in the Campaign, Participants agree to release Ontop, its affiliates, and representatives from any claims arising from participation in the Campaign. Ontop is not responsible for technical failures or system issues that may result in incomplete transactions.

9.6 Governing Documents

Please refer to the Ontop Platform Terms, including the Client General Terms and Conditions, Worker General Terms and Conditions, Privacy Policy, and Ontop Card Terms of Service, which govern matters not covered in these Terms.

9.7 Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Delaware. Any disputes will be resolved through binding arbitration as outlined in the Ontop Card Terms of Service.

9.8 Tax Implications

Participants are solely responsible for any taxes or expenses associated with the cashback rewards.

9.9 Data Privacy

By participating in the Campaign, you consent to the collection and use of personal information as described in Ontop’s Privacy Policy.

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