Ontop Legal Terms

Here you can find the legal terms applicable to Ontop's website, platform, products and/or services.

General terms and conditions

Terms of Service

Privacy & Data Protection

Submit Vulnerability Report

Compliance Policies

Disclaimers

Other Legal Terms & Conditions

Campaigns

Note: Some campaigns listed below refer to past promotions. Please check the validity dates and terms before referencing them.

Card Activation & Welcome Bonuses

Ontop Card – “Golden Swipe” Campaign Terms and Conditions

Ontop Card – “$1 Unlock” Campaign Terms and Conditions"

Friday Cashback - Delivery

Friday Cashback - Ride Sharing

Terms Ontop Birthday - Prize Campaign

Flights Cashback – 24 Hours Campaign Terms and Conditions

Claude Subscription Cashback – Terms and Conditions

Ontop Streak – March Edition – Terms and Conditions

February 26, 2026

Ontop Activation Adventure Digital - Campaign Terms and Conditions

Ontop Card - $5 Activation Incentive - Campaign Terms and Conditions

February 23, 2024

Ontop Card Activation - Vibra con Morat - Campaign Terms and Conditions

February 19, 2024

Ontop Card - New Workers Incentive Card Activation - Campaign Terms and Conditions

January 18, 2024

Ontop Card - Activate, Spend and Double It with Ontop - Campaign Terms and Conditions

August 15, 2023

Card Activation April - Campaign Terms and Conditions

April 14th, 2023

Card Activation March - Campaign Terms and Conditions

Card Activation Campaign Terms and Conditions

Card Activation Campaign Terms and Conditions

Card Launch Campaign Terms and Conditions

Wallet Launch Campaign Terms and Conditions

Purchase & Spending Incentives

Terms Spending Reward

Ontop Card - First Purchase $5 Boost - Campaign Terms and Conditions

Ontop Card - First Buy Special: $10 Bonus Offer - Campaign Terms and Conditions

October 25, 2023

Ontop Card - Shop Smart, Earn with Ontop 3 - Campaign Terms and Conditions

October 25, 2023

Ontop Card - Shop Smart, Earn with Ontop 2 - Campaign Terms and Conditions

October 25, 2023

Ontop Card - Shop Smart, Earn with Ontop 1 - Campaign Terms and Conditions

Ontop Card - First Purchase $10 Boost - Campaign Terms and Conditions

Card Purchase Campaign Terms and Conditions

Ontop Card Campaign Terms and Conditions

Cashback & Rebates

December Crazy Hour Campaign - Terms and Conditions

December 2, 2025

Ontop Card - $10 Cashback - 3 Purchases - Campaign Terms and Conditions

Ontop Card - 100% Cashback on 1st Purchase - Campaign Terms and Conditions

Ontop Card - 2% General Cashback - Campaign Terms and Conditions

Ontop – Retargeting Cashback Campaign Terms & Conditions

Ontop First Month Free & Amazon Gift Card Campaign – Terms and Conditions

February 18, 2026

Ontop Cashback - Terms and Conditions

January 20, 2026

Ontop Platinum Card: Spin the wheel Terms and Conditions

January 11, 2026

Cashback Challenge Day - Terms and Conditions

November 14, 2025

Ontop Card - 25% Cashback First Purchase - Campaign Terms and Conditions

October 22, 2024

Ontop Card - 30% Cashback Raffle - Campaign Terms and Conditions

September 13, 2024

Ontop Card - 4% General Cashback - Campaign Terms and Conditions

August 15, 2023

Ontop Card - Limited Time Cashback Promotion 2 - Campaign Terms and Conditions

March 19th, 2024

Ontop Card - Limited Time Cashback Promotion 1 - Campaign Terms and Conditions

March 19th, 2024

Ontop Card - Cashback Your Way + iPhone 15 Giveaway

October 18, 2023

Ontop Card - Total Cashback Takeoff - Campaign Terms and Conditions

October 18, 2023

Ontop Card - 100% Cashback Blitz - Win it All! - Campaign Terms and Conditions

October 18, 2023

Ontop Card - 1% General Cashback - Campaign Terms and Conditions

September 1, 2023

Ontop Card - Cashback Frenzy: Shop $5, Earn $20 – Dive In Now! - Campaign Terms and Conditions

August 10, 2023

Giveaways, Raffles & Contests

WorldCup Giveaway – Campaign Terms and Conditions

Dare to Dream with Ontop - Campaign Terms and Conditions

Ontop Card - Spending Frenzy - Physical Card Giveaway

Ontop Card - 1st Purchase Frenzy - Physical Card Giveaway

Ontop Card Activation - Father’s Day Physical Card Giveaway

Ontop Card 1st Purchase - Father’s Day Physical Card Giveaway

Ontop Card – Earphones Giveaway - Campaign Terms and Conditions

Black Week Raffle — Terms and Conditions

November 17, 2025

Ontop Card - Christmas Giveaway 2024 - Campaign Terms and Conditions

November 6, 2024

Ontop Card - Festival Giveaway - Campaign Terms and Conditions

September 11, 2024

Ontop takes you to the BogotaEats Food Festival! - Campaign Terms and Conditions

September 6, 2024

Ontop Card - Spending Frenzy - Physical Card Giveaway

August 27, 2024

Take Me With You Campaign - Terms and Conditions

Get ONTOP of the World - Campaign Terms and Conditions

April 14th, 2023

Ontop Card - Galaxy Giveaway - Campaign Terms and Conditions

Ontop Card - Screen Dream Sweepstakes

Ontop Card - FEID in Bogotá Concert Tickets Giveaway - Campaign Terms and Conditions

Ontop Card - Level Up Your March - Campaign Terms and Conditions

Ontop Card - Round Trip Madness- Campaign Terms and Conditions

November 15, 2023

Ontop Card - Festival Estereo Picnic Giveaway- Campaign Terms and Conditions

November 10, 2023

Ontop Card - Swipe, Set, Go 4 - Physical Card Giveaway Campaign Terms and Conditions

September 21, 2023

Ontop Card - Tag & Snag - Physical Card Giveaway

September 19, 2023

Ontop Card - Level Up Your 1st Purchase - Physical Card Giveaway

September 1, 2023

Ontop Card - Level Up Your Ontop Experience - Physical Card Giveaway Campaign Terms and Conditions

September 1, 2023

Ontop Card - Swipe, Set, Go 3 - Physical Card Giveaway Campaign Terms and Conditions

August 23, 2023

Ontop Card - Swipe, Set, Go 2 - Physical Card Giveaway Campaign Terms and Conditions

August 23, 2023

Ontop Card - Swipe, Set, Go - Physical Card Giveaway Campaign Terms and Conditions

August 15, 2023

Challenges & Engagement Programs

Terms and Conditions - Ontop Challenge

Terms and Conditions - Ontop Challenge

Ontop Card - Champions League Top-Up Challenge

Ontop Rewards Programs - Ontop Flow - Terms and Conditions

Ontop – The One-Minute Video Challenge - Contest Terms and Conditions

Terms and Conditions - Incentive Engine PA

User research program – Terms and Conditions

First month free campaign- Terms and Conditions Copy

January 22, 2026

Ontop Discount Campaign- Terms and Conditions Copy

January 22, 2026

Ontop Boost Card Launch - Terms and Conditions

December 24, 2025

Ontop Card - 50K Running Challenge - Campaign Terms and Conditions

October 28, 2024

August Flash Challenge: Shop and Win - Terms and Conditions

Terms and Conditions - Ontop Challenge

September 4, 2024

Terms and Conditions - Ontop Challenge

September 4, 2024

Terms and Conditions - Ontop Challenge

Terms and Conditions - Ontop Challenge

Special Events & Themed Promotions

September Loco - Flash Promo - Campaign Terms and Conditions

September 4, 2024

Summer Weekend Getaway - Campaign Terms and Conditions

Ontop Wanderlust Membership - May Flight Frenzy

Ontop Card - Summer in May Giveaway

Ontop Card -Mother’s Day- Campaign Terms and Conditions

Ontop Card -Women's Day- Campaign Terms and Conditions

Ontop Card - Valentine’s Gateway! - Campaign Terms and Conditions

January 30, 2024

Campaign Terms and Conditions

January 3, 2024

Campaign Terms and Conditions

November 30, 2023

Ontop Card - Summertime Madness Campaign Terms and Conditions

Ontop Card - Hora Loca 2 - Flash Promo - Card Activation Campaign Terms and Conditions

Ontop Card - Happy Hour - 1st Purchase Flash Promo - Campaign Terms and Conditions

Ontop Card - Hora Loca - Flash Promo - Card Activation Campaign Terms and Conditions

Ontop Wanderlust Membership - February Flight Frenzy Campaign Terms and Conditions

February 23, 2023

Ontop Subscription Plans - Christmas Weekend Campaign Terms and Conditions

December 9, 2022

Ontop Subscription Plans - Cyber Weekend Campaign Terms and Conditions

November 30, 2022

Partnerships & Special Deals

Book a Demo, get a Stanley Quencher! - Campaign Terms and Conditions

February 22, 2024

Campaign Terms and Conditions

January 15, 2024

Ontop Card - Key Commerce Add Card Promotion Campaign Terms and Conditions

February 3, 2023

VC and Accelerator Discounts Campaign - Campaign Terms and Conditions

December 24, 2024

Ontop - JP Morgan Deal - Campaign Terms and Conditions

Ontop - Y Combinator Deal - Campaign Terms and Conditions

Membership & Plan-Based Campaigns

Black Friday Annual Reserve – Terms and Conditions

November 27, 2025

12 Days for Christmas Terms and Conditions

December 5, 2025

St. Valentines - Weekend Cashback Terms and Conditions

February 9, 2026

48 hrs Discount Anual Reserve – Terms and Conditions

December 19, 2025

Monthly Drop Box – December Edition (Reserve Perk Box) – Terms and Conditions

December 16, 2025

Wanderlust Plan Discount - Campaign Terms and Conditions

October 30, 2024

Wanderlust - Ontop Card Reloaded - Campaign Terms and Conditions

Turbocharged Wanderlust - Campaign Terms and Conditions

August 29, 2023

Wanderlust March Madness - Campaign Terms and Conditions

User Feedback & Surveys

Ontop Card - CSAT Survey: Card Feedback - Campaign Terms and Conditions

Ontop Card - Worker's Feedback - Campaign Terms and Conditions

General & Re-engagement Campaigns

Fund & Earn Program – Terms and Conditions

Ontop FIFA World Cup Tickets - Terms and Conditions

December 29, 2025

Take Me With You Campaign - Terms and Conditions

September 30, 2024

Campaign Terms and Conditions - Ontop Card Comeback

August 12, 2024

Campaign Terms and Conditions - Ontop Card Comeback

September 11, 2024

Ontop Platform - February Limited Client Offers - Campaign Terms and Conditions

February 2, 2024

Table of contents

Card Activation & Welcome Bonuses Purchase & Spending Incentives Cashback & Rebates Giveaways, Raffles & Contests Challenges & Engagement Programs Special Events & Themed Promotions Partnerships & Special Deals Membership & Plan-Based Campaigns User Feedback & Surveys General & Re-engagement Campaigns

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