Campaign Begins: Friday, November 13, 2026, 12:00 am (GMT-5)
Campaign Ends: Monday, November 30, 2026, 11:59 pm (GMT-5)
These Terms and Conditions (the “Terms”) govern the Paycheck Advance Comeback campaign (the “Campaign”). Eligible Ontop workers who have used Paycheck Advance before and request a new Paycheck Advance during the Campaign Period may receive a 50% discount on the fee of that Paycheck Advance, up to a maximum of USD 15, subject to these Terms.
1. DEFINITIONS
1.1 “Campaign Period” means the period between November 13, 2026, at 12:00 am (GMT-5) and November 30, 2026, at 11:59 pm (GMT-5).
1.2 “Paycheck Advance” means the Ontop product that allows eligible workers to request an advance on their upcoming payment, subject to a fee.
1.3 “Fee” means the regular fee charged by Ontop for a Paycheck Advance.
1.4 “Eligible Worker” means an Ontop worker who meets the requirements in Section 2.
1.5 “Qualifying Paycheck Advance” means the first Paycheck Advance requested by an Eligible Worker during the Campaign Period. It does not need to be the worker’s first Paycheck Advance overall.
1.6 “Discount” means a 50% reduction of the Fee of the Qualifying Paycheck Advance, up to a maximum of USD 15.
1.7 “Ontop Wallet” means the worker’s wallet in the Ontop platform.
To be eligible, a worker must:
3. CAMPAIGN MECHANICS
3.1 Eligible Workers receive a 50% Discount on the Fee of their Qualifying Paycheck Advance.
3.2 The Discount is limited to a maximum of USD 15 per worker. If 50% of the Fee exceeds USD 15, the Discount will be USD 15 and the worker will pay the remaining Fee.
3.3 The Discount applies once per worker. Any additional Paycheck Advance, during or after the Campaign Period, is charged the regular Fee.
3.4 The Discount applies only to the Fee. It does not reduce the amount of the Paycheck Advance.
4. DISCOUNT PAYMENT
4.1 The Eligible Worker must pay the total Fee of the Paycheck Advance at the time of the request.
4.2 Ontop will credit the Discount manually to the worker’s Ontop Wallet on or about December 1, 2026.
4.3 The Discount is non-transferable and may not be exchanged for cash or other benefits.
4.4 Ontop reserves the right to verify the eligibility of each worker and each Paycheck Advance before crediting the Discount.
5. RESTRICTIONS
The following will not be considered:
Ontop reserves the right to disqualify any worker suspected of attempting to manipulate or abuse the Campaign.
6. MODIFICATION AND TERMINATION
Ontop reserves the right to modify or suspend the Campaign, adjust validation criteria, or change eligibility conditions. Any modification will not affect Discounts already earned in compliance with these Terms.
7. PERSONAL DATA
Participation in this Campaign implies consent for Ontop to process personal data strictly for Campaign administration purposes, in accordance with Ontop’s Privacy Policy.
8. ACCEPTANCE OF TERMS
Participation in this Campaign constitutes full acceptance of these Terms and Ontop’s General Terms and Conditions.
9. GENERAL CONDITIONS OF CAMPAIGN
9.1 Validity: The Campaign is valid only during the Campaign Period.
9.2 Fraudulent Activity: Ontop reserves the right to cancel, suspend, or modify the Campaign and to block a worker’s account if fraud or unlawful action is detected in order to obtain additional benefits.
9.3 Limitation of Liability: By participating, workers agree to release Ontop, its affiliates, and representatives from any claims arising from participation in the Campaign. Ontop is not responsible for technical failures or system issues that may result in incomplete transactions.
9.4 Governing Documents: Please refer to the Ontop Platform Terms, including the Remote Worker General Terms and Conditions and the Privacy Policy, which govern matters not covered in these Terms.
9.5 Governing Law and Dispute Resolution: These Terms are governed by the laws of the State of Delaware. Any disputes will be resolved through binding arbitration as outlined in the governing documents.
9.6 Tax Implications: Workers are solely responsible for any taxes or expenses associated with the Discount.
