Ontop Legal Terms

Here you can find the legal terms applicable to Ontop's website, platform, products and/or services. Please note that, depending on your use of Ontop products or services, one or more of these legal terms may apply to you. Please read them carefully before using our website, platform, products and/or services. These terms may be modified from time to time.

📑 General Terms and Conditions

Client Terms

If you use the Ontop Platform as a Client, these Client General Terms and Conditions will apply to you.

Worker Terms

If you use the Ontop Platform as a Worker, these Worker General Terms and Conditions will apply to you.

📄 Terms of Service

Ontop Peak 🌄

Terms of Service - Ontop Peak

Last updated: September 26, 2022

Ontop Platform 💻

Terms of Service - Ontop Platform

Last updated: May 9, 2023

Ontop Card 💳

Terms of Service - Ontop Card

Last updated: July 18, 2025

Ontop Perks & Benefits Marketplace 🛒

Terms of Service - Marketplace

Last updated: March 24, 2022

Wallet Toper 💵🔝

Terms of Service - Ontopers

Last updated: May 25, 2022

Ontop Subscription Plans 🔔

Terms of Service - Infinite ♾️

Last updated: March 11, 2024

Ontop Subscription Plans 🔔

Terms of Service - Freedom 🦅

Last updated: March 11, 2024

General Terms and Conditions - Client Referral Program

Ontop Referral Program

Last updated: January 14, 2025

Wallet Toper 💵🔝

Terms of Service - Infinite Ontoper

Last updated: August 19, 2022

Ontop Subscription Plans 🔔

Terms of Service - Wanderlust

Last updated: July 3, 2025

Ontop Platform 💻

Worker General Terms and Conditions - Ontop Platform

Last updated: July 18, 2025

Ontop Platform 💻

Client General Terms and Conditions - Ontop Platform

Last updated: July 18, 2025

Ontop Worker Wallet 🏋️💵

Terms of Service - Worker Wallet

Last updated: July 18, 2025

Ontoppers Client Referral Program

Ontoppers Client Referral Program - General Terms and Conditions

Last updated: January 14, 2025

Ontop Referral Program

Ontop Referral Program - General Terms and Conditions

Last updated: April 04, 2025

Ontop Subscription Plans 🔔

Terms of Service - Wanderlite

Last updated: July 16, 2024

Ontop Worker Wallet 🏋️💵

Ontop Worker Wallet - Terms of Service (Legacy Version)

Last updated: May 20, 2024

Ontop Platform 💻

Worker General Terms and Conditions - Ontop Platform (Legacy Version)

Last updated: May 20, 2024

Ontop Platform 💻

Client General Terms and Conditions - Ontop Platform (Legacy Version)

Last updated: May 20, 2024

General Terms and Conditions - Ex-Workers Referral Program

Ontop Ex-Workers Referral Program

Last updated: March 04, 2025

Ontop Referral Program

Ontop Referral Program - General Terms and Conditions

Last updated: May 30, 2025

🔐 Privacy & Data Protection

Ontop 💻

Last updated: May 5, 2025

Ontop Platform 💻

Privacy Policy - Frequently Asked Questions (FAQ)

Last updated: December 7, 2023

Safety and Security Simplified

Last updated: January 29, 2025

📑 Submit Vulnerability Report

Vulnerability Reporting Policy

Please report us of any vulnerability findings on the Ontop platform, following our Vulnerability Reporting Policy

🚧 Compliance Policies

Ontop Platform 💻

Anti-Money Laundering and Bank Secrecy Act (AML/BSA) Policy

Last updated: May 28, 2025

Ontop Platform 💻

Anti-Bribery and Anti-Corruption Policy

Last updated: June 2024

Ontop Platform 💻

Last updated: March 1, 2024

Ontop Platform 💻

Acceptable Use Policy

Last updated: February 9, 2024

Ontop Platform 💻

Ontop Platform - PAYMENT AGENT AGREEMENT

Last updated: February 4, 2025

⚠️ Disclaimers

Legal Disclaimers ⚠️

General Disclaimer - Ontop Platform

Last updated: February 9, 2024

Legal Disclaimers ⚠️

Ontop Platform - Tax Disclaimers

Last updated: December 13, 2022

Legal Disclaimers ⚠️

Solicitation and Promotion Rule Disclaimer

Last updated: September 29, 2022.

Legal Disclaimers ⚠️

Ontop Platform - Crypto Disclaimers

Last updated: January 20, 2022

📑 Other Legal Terms & Conditions

“Activate your Ontop Global Wallet and receive Credit Bonus”

Wallet Launch Campaign Terms and Conditions

Last updated: March 25, 2022

“Activate your Ontop Card and receive a $20 Bonus”

Card Launch Campaign Terms and Conditions

Last updated: April 1, 2022

“Spend and Win”

Ontop Card Campaign Terms and Conditions

Last updated: April 13, 2022

“Activate your Ontop Card and receive a $5 Bonus”

Card Activation Campaign Terms and Conditions

Last updated: May 3, 2022

“Activate your Ontop Card and receive up to 50 USD bonus on your first purchase”

Card Activation Campaign Terms and Conditions

Last updated: May 12, 2022

“Make your first purchase on your Ontop Card and receive up to 20 USD bonus”

Card Purchase Campaign Terms and Conditions

Last updated: May 12, 2022

“Cyber Weekend”

Ontop Subscription Plans - Cyber Weekend Campaign Terms and Conditions

Last updated: November 30, 2022

“Christmas Weekend”

Ontop Subscription Plans - Christmas Weekend Campaign Terms and Conditions

Last updated: December 9, 2022

“Key Commerce Add Card Promotion”

Ontop Card - Key Commerce Add Card Promotion Campaign Terms and Conditions

Last updated: February 3, 2023

“February Flight Frenzy”

Ontop Wanderlust Membership - February Flight Frenzy Campaign Terms and Conditions

Last updated: February 23, 2023

“Card Activation First Purchase March”

Card Activation March - Campaign Terms and Conditions

Last updated: March 3, 2023

“Wanderlust Membership Spending - March Madness”

Wanderlust March Madness - Campaign Terms and Conditions

Last updated: March 3, 2023

Ontop Card - Galaxy Giveaway

Ontop Card - Galaxy Giveaway - Campaign Terms and Conditions

Last updated: March 27, 2023

"Card Activation April"

Card Activation April - Campaign Terms and Conditions

Last updated: April 14th, 2023

"Get ONTOP of the World"

Get ONTOP of the World - Campaign Terms and Conditions

Last updated: April 14th, 2023

The One-Minute Video Challenge

Ontop – The One-Minute Video Challenge - Contest Terms and Conditions

Last updated: April 17, 2023

“100% Cashback on 1st Purchase”

Ontop Card - 100% Cashback on 1st Purchase - Campaign Terms and Conditions

Last updated: May 30, 2023

“$10 Cashback - 3 Purchases”

Ontop Card - $10 Cashback - 3 Purchases - Campaign Terms and Conditions

Last updated: May 17, 2023

“Hora Loca - Flash Promo”

Ontop Card - Hora Loca - Flash Promo - Card Activation Campaign Terms and Conditions

Last updated: May 26, 2023

“Happy Hour - 1st Purchase Flash Promo”

Ontop Card - Happy Hour - 1st Purchase Flash Promo - Campaign Terms and Conditions

Last updated: August 4, 2023

Ontop Card – Earphones Giveaway

Ontop Card – Earphones Giveaway - Campaign Terms and Conditions

Last updated: June 7, 2023

“Father’s Day Physical Card Giveaway”

Ontop Card 1st Purchase - Father’s Day Physical Card Giveaway

Last updated: June 13, 2023

“Father’s Day Physical Card Giveaway”

Ontop Card Activation - Father’s Day Physical Card Giveaway

Last updated: June 13, 2023

“Hora Loca 2 - Flash Promo”

Ontop Card - Hora Loca 2 - Flash Promo - Card Activation Campaign Terms and Conditions

Last updated: June 19, 2023

“Ontop Card - Summertime Madness”

Ontop Card - Summertime Madness Campaign Terms and Conditions

Last updated: July 6, 2023

“Turbocharged Wanderlust”

Turbocharged Wanderlust - Campaign Terms and Conditions

Last updated: August 29, 2023

“1st Purchase Frenzy - Physical Card Giveaway”

Ontop Card - 1st Purchase Frenzy - Physical Card Giveaway

Last updated: August 8, 2023

“Ontop Card Spending Frenzy - Physical Card Giveaway”

Ontop Card - Spending Frenzy - Physical Card Giveaway

Last updated: July 14, 2023

"Dare to Dream with Ontop"

Dare to Dream with Ontop - Campaign Terms and Conditions

Last updated: August 1, 2023

“Swipe, Set, Go - Physical Card Giveaway”

Ontop Card - Swipe, Set, Go - Physical Card Giveaway Campaign Terms and Conditions

Last updated: August 15, 2023

“Cashback Frenzy: Shop $5, Earn $20 – Dive In Now!”

Ontop Card - Cashback Frenzy: Shop $5, Earn $20 – Dive In Now! - Campaign Terms and Conditions

Last updated: August 10, 2023

“Activate, Spend and Double It with Ontop”

Ontop Card - Activate, Spend and Double It with Ontop - Campaign Terms and Conditions

Last updated: August 15, 2023

“Swipe, Set, Go 2 - Physical Card Giveaway”

Ontop Card - Swipe, Set, Go 2 - Physical Card Giveaway Campaign Terms and Conditions

Last updated: August 23, 2023

“Swipe, Set, Go 3 - Physical Card Giveaway”

Ontop Card - Swipe, Set, Go 3 - Physical Card Giveaway Campaign Terms and Conditions

Last updated: August 23, 2023

“Ontop Card - 1% General Cashback”

Ontop Card - 1% General Cashback - Campaign Terms and Conditions

Last updated: September 1, 2023

“100% Cashback Blitz - Win it All!”

Ontop Card - 100% Cashback Blitz - Win it All! - Campaign Terms and Conditions

Last updated: October 18, 2023

“Level Up Your Ontop Experience - Physical Card Giveaway”

Ontop Card - Level Up Your Ontop Experience - Physical Card Giveaway Campaign Terms and Conditions

Last updated: September 1, 2023

“Total Cashback Takeoff”

Ontop Card - Total Cashback Takeoff - Campaign Terms and Conditions

Last updated: October 18, 2023

“Ontop Card - Level Up Your 1st Purchase - Physical Card Giveaway”

Ontop Card - Level Up Your 1st Purchase - Physical Card Giveaway

September 1, 2023

“Ontop Card - Tag & Snag”

Ontop Card - Tag & Snag - Physical Card Giveaway

Last updated: September 19, 2023

“Swipe, Set, Go 4 - Physical Card Giveaway”

Ontop Card - Swipe, Set, Go 4 - Physical Card Giveaway Campaign Terms and Conditions

Last updated: September 21, 2023

“Ontop Card - Cashback Your Way + iPhone 15 Giveaway”

Ontop Card - Cashback Your Way + iPhone 15 Giveaway

Last updated: October 18, 2023

“First Purchase $10 Boost”

Ontop Card - First Purchase $10 Boost - Campaign Terms and Conditions

Last updated: April 30, 2024

“Shop Smart, Earn with Ontop 1”

Ontop Card - Shop Smart, Earn with Ontop 1 - Campaign Terms and Conditions

Last updated: April 30, 2024

“Shop Smart, Earn with Ontop 2”

Ontop Card - Shop Smart, Earn with Ontop 2 - Campaign Terms and Conditions

Last updated: October 25, 2023

“Shop Smart, Earn with Ontop 3”

Ontop Card - Shop Smart, Earn with Ontop 3 - Campaign Terms and Conditions

Last updated: October 25, 2023

“First Buy Special: $10 Bonus Offer”

Ontop Card - First Buy Special: $10 Bonus Offer - Campaign Terms and Conditions

Last updated: October 25, 2023

“Festival Estereo Picnic Giveaway”

Ontop Card - Festival Estereo Picnic Giveaway- Campaign Terms and Conditions

Last updated: November 10, 2023

“Ontop Card - Round Trip Madness”

Ontop Card - Round Trip Madness- Campaign Terms and Conditions

Last updated: November 15, 2023

“Ontop Card - Ontop of Christmas: December Giveaway”

Campaign Terms and Conditions

Last updated: November 30, 2023

“Ontop Card - New Year, New Vibes!”

Campaign Terms and Conditions

Last updated: January 3, 2024

“SmartBeemo Raffle”

Campaign Terms and Conditions

Last updated: January 15, 2024

“Book a Demo, get a Stanley Quencher!”

Book a Demo, get a Stanley Quencher! - Campaign Terms and Conditions

Last updated: February 22, 2024

“New Workers Incentive Card Activation”

Ontop Card - New Workers Incentive Card Activation - Campaign Terms and Conditions

Last updated: January 18, 2024

“Ontop Card - Valentine’s Gateway!”

Ontop Card - Valentine’s Gateway! - Campaign Terms and Conditions

Last updated: January 30, 2024

“Ontop Platform - February Limited Client Offers”

Ontop Platform - February Limited Client Offers - Campaign Terms and Conditions

Last updated: February 2, 2024

“Ontop Card Activation - Vibra con Morat”

Ontop Card Activation - Vibra con Morat - Campaign Terms and Conditions

Last updated: February 19, 2024

“Ontop Card - $5 Activation Incentive”

Ontop Card - $5 Activation Incentive - Campaign Terms and Conditions

Last updated: February 23, 2024

“Ontop Card - Level Up Your March”

Ontop Card - Level Up Your March - Campaign Terms and Conditions

Last updated: March 1, 2024

“Ontop Card - Worker's Feedback”

Ontop Card - Worker's Feedback - Campaign Terms and Conditions

Last updated: March 7, 2024

Ontop Flow 🌊

Ontop Rewards Programs - Ontop Flow - Terms and Conditions

Last updated: March 7, 2023

“Ontop - Y Combinator Deal”

Ontop - Y Combinator Deal - Campaign Terms and Conditions

Last updated: July 12, 2024

“Ontop Card - Women's Day”

Ontop Card -Women's Day- Campaign Terms and Conditions

Last updated: March 8, 2024

“Ontop Card - Limited Time Cashback Promotion 1”

Ontop Card - Limited Time Cashback Promotion 1 - Campaign Terms and Conditions

Last updated: March 19th, 2024

“Ontop Card - Limited Time Cashback Promotion 2”

Ontop Card - Limited Time Cashback Promotion 2 - Campaign Terms and Conditions

Last updated: March 19th, 2024

“Ontop Card - CSAT Survery: Card Feedback”

Ontop Card - CSAT Survey: Card Feedback - Campaign Terms and Conditions

Last updated: April 5, 2024

“Wanderlust - Ontop Card Reloaded”

Wanderlust - Ontop Card Reloaded - Campaign Terms and Conditions

Last updated: April 9, 2024

“FEID in Bogotá Concert Tickets Giveaway”

Ontop Card - FEID in Bogotá Concert Tickets Giveaway - Campaign Terms and Conditions

Last updated: April 11, 2024

“Ontop - JP Morgan Deal”

Ontop - JP Morgan Deal - Campaign Terms and Conditions

Last updated: April 15, 2024

“Ontop Card - Mother's Day”

Ontop Card -Mother’s Day- Campaign Terms and Conditions

Last updated: April 18, 2024

"Ontop Card - Champions League Top-Up Challenge"

Ontop Card - Champions League Top-Up Challenge

Last updated: May 7, 2024

“First Purchase $5 Boost”

Ontop Card - First Purchase $5 Boost - Campaign Terms and Conditions

Last updated: May 7, 2024

“Ontop Card - Summer in May Giveaway”

Ontop Card - Summer in May Giveaway

Last updated: May 7, 2024

“May Flight Frenzy”

Ontop Wanderlust Membership - May Flight Frenzy

Last updated: May 28, 2023

“Ontop Card - Screen Dream Sweepstakes”

Ontop Card - Screen Dream Sweepstakes

Last updated: May 28, 2023

“Ontop Card Comeback”

Campaign Terms and Conditions - Ontop Card Comeback

Last updated: September 11, 2024

“Ontop Card Comeback”

Campaign Terms and Conditions - Ontop Card Comeback

Last updated: August 12, 2024

Ontop Challenge 🏆

Terms and Conditions - Ontop Challenge

Last updated: June 13, 2024

"Ontop Card - 2% General Cashback"

Ontop Card - 2% General Cashback - Campaign Terms and Conditions

Last updated: June 20, 2024

“Ontop Card - Summer Weekend Getaway”

Summer Weekend Getaway - Campaign Terms and Conditions

Last updated: July 22, 2024

Ontop Challenge 🏆

Terms and Conditions - Ontop Challenge

Last updated: August 2, 2024

Ontop Challenge 🏆

Terms and Conditions - Ontop Challenge

Last updated: August 2, 2024

Ontop Challenge 🏆

Terms and Conditions - Ontop Challenge

Last updated: August 2, 2024

“Ontop Activation Adventure Digital”

Ontop Activation Adventure Digital - Campaign Terms and Conditions

Last updated: August 5, 2024

“VC and Accelerator Discounts Campaign”

VC and Accelerator Discounts Campaign - Campaign Terms and Conditions

Last updated: December 24, 2024

“Take Me With You Campaign”

Take Me With You Campaign - Terms and Conditions

Last updated: August 7, 2024

“August Flash Challenge: Shop and Win”

August Flash Challenge: Shop and Win - Terms and Conditions

Last updated: August 9, 2024

“Ontop Card - 4% General Cashback”

Ontop Card - 4% General Cashback - Campaign Terms and Conditions

Last updated: August 15, 2023

“Ontop Card Spending Frenzy - Physical Card Giveaway”

Ontop Card - Spending Frenzy - Physical Card Giveaway

Last updated: August 27, 2024

“Take Me With You Campaign”

Take Me With You Campaign - Terms and Conditions

Last updated: September 30, 2024

Ontop Challenge 🏆

Terms and Conditions - Ontop Challenge

Last updated: September 4, 2024

Ontop Challenge 🏆

Terms and Conditions - Ontop Challenge

Last updated: September 4, 2024

“September Loco - Flash Promo”

September Loco - Flash Promo - Campaign Terms and Conditions

Last updated: September 4, 2024

“Ontop takes you to the BogotaEats Food Festival!”

Ontop takes you to the BogotaEats Food Festival! - Campaign Terms and Conditions

Last updated: September 6, 2024

“Festival Giveaway”

Ontop Card - Festival Giveaway - Campaign Terms and Conditions

Last updated: September 11, 2024

“Ontop Card - Wanderlust Plan Discount”

Wanderlust Plan Discount - Campaign Terms and Conditions

Last updated: October 30, 2024

“Ontop Card - 30% Cashback Raffle”

Ontop Card - 30% Cashback Raffle - Campaign Terms and Conditions

Last updated: September 13, 2024

“Ontop Card - 25% Cashback First Purchase”

Ontop Card - 25% Cashback First Purchase - Campaign Terms and Conditions

Last updated: October 22, 2024

“Ontop Card - 50K Running Challenge”

Ontop Card - 50K Running Challenge - Campaign Terms and Conditions

Last updated: October 28, 2024

“Ontop Card - Christmas Giveaway 2024”

Ontop Card - Christmas Giveaway 2024 - Campaign Terms and Conditions

Last updated: November 6, 2024