Ontop Legal Terms

Here you can find the legal terms applicable to Ontop's website, platform, products and/or services.

General terms and conditions

Terms of Service

Privacy & Data Protection

Submit Vulnerability Report

Compliance Policies

Disclaimers

Other Legal Terms & Conditions

Campaigns

Note: Some campaigns listed below refer to past promotions. Please check the validity dates and terms before referencing them.

Card Activation & Welcome Bonuses

Ontop Card – “Golden Swipe” Campaign Terms and Conditions

Ontop Card – “$1 Unlock” Campaign Terms and Conditions"

Friday Cashback - Delivery

Friday Cashback - Ride Sharing

Terms Ontop Birthday - Prize Campaign

Flights Cashback – 24 Hours Campaign Terms and Conditions

Claude Subscription Cashback – Terms and Conditions

Ontop Streak – March Edition – Terms and Conditions

February 26, 2026

Ontop Activation Adventure Digital - Campaign Terms and Conditions

Ontop Card - $5 Activation Incentive - Campaign Terms and Conditions

February 23, 2024

Ontop Card Activation - Vibra con Morat - Campaign Terms and Conditions

February 19, 2024

Ontop Card - New Workers Incentive Card Activation - Campaign Terms and Conditions

January 18, 2024

Ontop Card - Activate, Spend and Double It with Ontop - Campaign Terms and Conditions

August 15, 2023

Card Activation April - Campaign Terms and Conditions

April 14th, 2023

Card Activation March - Campaign Terms and Conditions

Card Activation Campaign Terms and Conditions

12 de mayo de 2022

Card Activation Campaign Terms and Conditions

Card Launch Campaign Terms and Conditions

Wallet Launch Campaign Terms and Conditions

Purchase & Spending Incentives

Terms Spending Reward

Ontop Card - First Purchase $5 Boost - Campaign Terms and Conditions

Ontop Card - First Buy Special: $10 Bonus Offer - Campaign Terms and Conditions

October 25, 2023

Ontop Card - Shop Smart, Earn with Ontop 3 - Campaign Terms and Conditions

October 25, 2023

Ontop Card - Shop Smart, Earn with Ontop 2 - Campaign Terms and Conditions

October 25, 2023

Ontop Card - Shop Smart, Earn with Ontop 1 - Campaign Terms and Conditions

Ontop Card - First Purchase $10 Boost - Campaign Terms and Conditions

Card Purchase Campaign Terms and Conditions

12 de mayo de 2022

Ontop Card Campaign Terms and Conditions

Cashback & Rebates

December Crazy Hour Campaign - Terms and Conditions

December 2, 2025

Ontop Card - $10 Cashback - 3 Purchases - Campaign Terms and Conditions

Ontop Card - 100% Cashback on 1st Purchase - Campaign Terms and Conditions

Ontop Card - 2% General Cashback - Campaign Terms and Conditions

Ontop – Retargeting Cashback Campaign Terms & Conditions

Ontop First Month Free & Amazon Gift Card Campaign – Terms and Conditions

18 de febrero de 2026

Ontop Cashback - Terms and Conditions

January 20, 2026

Ontop Platinum Card: Spin the wheel Terms and Conditions

January 11, 2026

Cashback Challenge Day - Terms and Conditions

November 14, 2025

Ontop Card - 25% Cashback First Purchase - Campaign Terms and Conditions

October 22, 2024

Ontop Card - 30% Cashback Raffle - Campaign Terms and Conditions

September 13, 2024

Ontop Card - 4% General Cashback - Campaign Terms and Conditions

August 15, 2023

Ontop Card - Limited Time Cashback Promotion 2 - Campaign Terms and Conditions

March 19th, 2024

Ontop Card - Limited Time Cashback Promotion 1 - Campaign Terms and Conditions

March 19th, 2024

Ontop Card - Cashback Your Way + iPhone 15 Giveaway

October 18, 2023

Ontop Card - Total Cashback Takeoff - Campaign Terms and Conditions

October 18, 2023

Ontop Card - 100% Cashback Blitz - Win it All! - Campaign Terms and Conditions

October 18, 2023

Ontop Card - 1% General Cashback - Campaign Terms and Conditions

September 1, 2023

Ontop Card - Cashback Frenzy: Shop $5, Earn $20 – Dive In Now! - Campaign Terms and Conditions

August 10, 2023

Giveaways, Raffles & Contests

WorldCup Giveaway – Campaign Terms and Conditions

Dare to Dream with Ontop - Campaign Terms and Conditions

Ontop Card - Spending Frenzy - Physical Card Giveaway

Ontop Card - 1st Purchase Frenzy - Physical Card Giveaway

Ontop Card Activation - Father’s Day Physical Card Giveaway

Ontop Card 1st Purchase - Father’s Day Physical Card Giveaway

Ontop Card – Earphones Giveaway - Campaign Terms and Conditions

Black Week Raffle — Terms and Conditions

November 17, 2025

Ontop Card - Christmas Giveaway 2024 - Campaign Terms and Conditions

November 6, 2024

Ontop Card - Festival Giveaway - Campaign Terms and Conditions

September 11, 2024

Ontop takes you to the BogotaEats Food Festival! - Campaign Terms and Conditions

September 6, 2024

Ontop Card - Spending Frenzy - Physical Card Giveaway

August 27, 2024

Take Me With You Campaign - Terms and Conditions

Get ONTOP of the World - Campaign Terms and Conditions

April 14th, 2023

Ontop Card - Galaxy Giveaway - Campaign Terms and Conditions

Ontop Card - Screen Dream Sweepstakes

Ontop Card - FEID in Bogotá Concert Tickets Giveaway - Campaign Terms and Conditions

Ontop Card - Level Up Your March - Campaign Terms and Conditions

Ontop Card - Round Trip Madness- Campaign Terms and Conditions

November 15, 2023

Ontop Card - Festival Estereo Picnic Giveaway- Campaign Terms and Conditions

November 10, 2023

Ontop Card - Swipe, Set, Go 4 - Physical Card Giveaway Campaign Terms and Conditions

September 21, 2023

Ontop Card - Tag & Snag - Physical Card Giveaway

September 19, 2023

Ontop Card - Level Up Your 1st Purchase - Physical Card Giveaway

September 1, 2023

Ontop Card - Level Up Your Ontop Experience - Physical Card Giveaway Campaign Terms and Conditions

September 1, 2023

Ontop Card - Swipe, Set, Go 3 - Physical Card Giveaway Campaign Terms and Conditions

August 23, 2023

Ontop Card - Swipe, Set, Go 2 - Physical Card Giveaway Campaign Terms and Conditions

August 23, 2023

Ontop Card - Swipe, Set, Go - Physical Card Giveaway Campaign Terms and Conditions

August 15, 2023

Challenges & Engagement Programs

Terms and Conditions - Ontop Challenge

Terms and Conditions - Ontop Challenge

Ontop Card - Champions League Top-Up Challenge

Ontop Rewards Programs - Ontop Flow - Terms and Conditions

Ontop – The One-Minute Video Challenge - Contest Terms and Conditions

Terms and Conditions - Incentive Engine PA

User research program – Terms and Conditions

First month free campaign- Terms and Conditions Copy

January 22, 2026

Ontop Discount Campaign- Terms and Conditions Copy

January 22, 2026

Ontop Boost Card Launch - Terms and Conditions

December 24, 2025

Ontop Card - 50K Running Challenge - Campaign Terms and Conditions

October 28, 2024

August Flash Challenge: Shop and Win - Terms and Conditions

Terms and Conditions - Ontop Challenge

September 4, 2024

Terms and Conditions - Ontop Challenge

September 4, 2024

Terms and Conditions - Ontop Challenge

Terms and Conditions - Ontop Challenge

Special Events & Themed Promotions

September Loco - Flash Promo - Campaign Terms and Conditions

September 4, 2024

Summer Weekend Getaway - Campaign Terms and Conditions

Ontop Wanderlust Membership - May Flight Frenzy

Ontop Card - Summer in May Giveaway

Ontop Card -Mother’s Day- Campaign Terms and Conditions

Ontop Card -Women's Day- Campaign Terms and Conditions

Ontop Card - Valentine’s Gateway! - Campaign Terms and Conditions

January 30, 2024

Campaign Terms and Conditions

January 3, 2024

Campaign Terms and Conditions

November 30, 2023

Ontop Card - Summertime Madness Campaign Terms and Conditions

Ontop Card - Hora Loca 2 - Flash Promo - Card Activation Campaign Terms and Conditions

Ontop Card - Happy Hour - 1st Purchase Flash Promo - Campaign Terms and Conditions

Ontop Card - Hora Loca - Flash Promo - Card Activation Campaign Terms and Conditions

Ontop Wanderlust Membership - February Flight Frenzy Campaign Terms and Conditions

February 23, 2023

Ontop Subscription Plans - Christmas Weekend Campaign Terms and Conditions

December 9, 2022

Ontop Subscription Plans - Cyber Weekend Campaign Terms and Conditions

November 30, 2022

Partnerships & Special Deals

Book a Demo, get a Stanley Quencher! - Campaign Terms and Conditions

February 22, 2024

Campaign Terms and Conditions

January 15, 2024

Ontop Card - Key Commerce Add Card Promotion Campaign Terms and Conditions

February 3, 2023

VC and Accelerator Discounts Campaign - Campaign Terms and Conditions

December 24, 2024

Ontop - JP Morgan Deal - Campaign Terms and Conditions

Ontop - Y Combinator Deal - Campaign Terms and Conditions

Membership & Plan-Based Campaigns

Black Friday Annual Reserve – Terms and Conditions

27 de noviembre de 2025

12 Days for Christmas Terms and Conditions

December 5, 2025

St. Valentines - Weekend Cashback Terms and Conditions

February 9, 2026

48 hrs Discount Anual Reserve – Terms and Conditions

December 19, 2025

Monthly Drop Box – December Edition (Reserve Perk Box) – Terms and Conditions

December 16, 2025

Wanderlust Plan Discount - Campaign Terms and Conditions

October 30, 2024

Wanderlust - Ontop Card Reloaded - Campaign Terms and Conditions

Turbocharged Wanderlust - Campaign Terms and Conditions

August 29, 2023

Wanderlust March Madness - Campaign Terms and Conditions

User Feedback & Surveys

Ontop Card - CSAT Survey: Card Feedback - Campaign Terms and Conditions

Ontop Card - Worker's Feedback - Campaign Terms and Conditions

General & Re-engagement Campaigns

Fund & Earn Program – Terms and Conditions

Ontop FIFA World Cup Tickets - Terms and Conditions

December 29, 2025

Take Me With You Campaign - Terms and Conditions

September 30, 2024

Campaign Terms and Conditions - Ontop Card Comeback

August 12, 2024

Campaign Terms and Conditions - Ontop Card Comeback

September 11, 2024

Ontop Platform - February Limited Client Offers - Campaign Terms and Conditions

February 2, 2024

Table of contents

Card Activation & Welcome Bonuses Purchase & Spending Incentives Cashback & Rebates Giveaways, Raffles & Contests Challenges & Engagement Programs Special Events & Themed Promotions Partnerships & Special Deals Membership & Plan-Based Campaigns User Feedback & Surveys General & Re-engagement Campaigns

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